ISO

ISO is a leading source of information about risk. They supply data, analytics, and decision-support services for professionals in many fields, including insurance, finance, real estate, health services, government, and human resources. Their products help customers measure, manage, and reduce risk. For more information on the ISO, visit their web site - ISO.

ISO Rating -

New ISO Rating for Oak Creek-Class 3

The City of Oak Creek Fire Department in 2006-07 underwent reevaluation by the Insurance Service Organization. The final rating scale is based on a scale of 1-10. That is one being the best and ten being the worst. In the past the city was rated a Class 5 and Class 9, this was until 1990. (The nine rating was given because of no hydrants in certain parts of the city). In 1992 the department was rated and given a rating of Class 4. The final new rating for Oak Creek fire protection as of May 1st 2007 is a Class 3.

What is ISO?

The ISO is a leading source of information about risk. They supply data, analytics, and decision-support services for professionals in many fields, including insurance, finance, real estate, health services, government, and human resources.

ISO is an advisory organization, and insurers may use our information, modify it, or not use it, as they see fit.

ISO Evaluation

ISO collects information useful in many aspects of insurance underwriting. That information includes evaluations of public fire protection, flood risk, and the adoption and enforcement of building codes in individual communities. Information on municipal services helps the communities with their efforts to manage and mitigate their risk.

ISO performs the evaluations as a service to the insurance industry and does not charge a fee to the communities.

Through this Public Protection Classification program, ISO evaluates municipal fire-protection efforts in communities throughout the United States. A community's investment in fire mitigation is a proven and reliable predictor of future fire losses. Insurance companies use PPC information to help establish fair premiums for fire insurance - generally offering lower premiums in communities with better protection. Many communities use the PPC as a benchmark for measuring the effectiveness of their fire-protection services. The PPC program is also a tool that helps communities plan for, budget, and justify improvements in Fire Protection.